The protection you have under the regulation of the Financial Services Authority (FSA), when dealing with our mortgage advisers, is not extended to you when you contact us for a home owner (secured loan).

This is because, whilst still a mortgage, a secured loan (or second mortgage) falls outside the scope of present legislation covering mortgage regulation by the FSA.

In order to protect you therefore, our secured loan advisers operate under the code of conduct and rules set up and regulated by the Finance Industry Standards Association (FISA). This means that, in effect, advisers handling your secured loan do so observing a higher standard than would probably be required by law.

FISA monitors the conduct of its members in order to ensure that those standards are achieved and maintained.

To apply for a home owner (secured) loan, please click this link

Loan advisers handling your enquiry are regulated by the Finance Industry Standards Association (FISA). The FISA Code of Conduct is fully supported and strictly adhered to. To be taken to official FISA web site for further information, please click the FISA logo or this link.