Many borrowers stick with the same mortgage with the same lender year in year out, regardless of any change in mortgage rates, changes in personal circumstances, or newer, perhaps more suitable, products coming into the market place.

Whether through misguided loyalty (driven, perhaps, by the desire not to 'upset' the mortgage lender that provided them with the mortgage that enabled them to buy their home in the first place); fear of the unknown; a vague feeling of apprehension, or even sheer apathy, they stay put.

It is essential to review whether you are still getting the best deal available from your lender, particularly when circumstances (yours or theirs) change.

	End of Discount period
	Many choose a discount mortgage accepting tie-ins or redemption penalties, in exchange for lower initial monthly payments. Which is fine. But after the discount period is over...
	Interest Rate Changes
	Whenever mortgage interest rates fluctuate, it is worthwhile doing a review of other lenders products, as not all Lenders react the same way to such changes.

	Further remortgage Information
	Remortgage to Save Money
	To view a typical example of how much can be saved by remortgaging, please click this link
	Remortgage to Release Equity
	To view information on using a remortgage to release equity, please click this link
	Remortgage FAQs
	To view the answers to frequently asked questions about remortgage, please click this link
	Free Remortgage Review
	To apply for a free remortgage review from one of our remortgage advisers, please click this link
	Best Buys
	Remortgage Best Buys
	To view current 'Best Buys' for remortgages, please click this link or the arrow right

If a free expert review of every mortgage product in the UK does not result in a better, cheaper mortgage for you (even taking into account any tie-in or penalty costs attached to your present mortgage)… you'll be told just that. Then at least you'll know that the deal you have is the right one for you!

For advice as to whether a remortgage is the right choice for you, please click this link.