How to apply
To apply for a mortgage, remortgage or home owner loan, there are three routes to choose from:

Research route
The research route allows you to do your own research as to the different mortgages available to you (including, in many cases, examples of 'Best Buys' for that mortgage category) and the easy to use calculators and mortgage finders can be accessed by clicking the following links:

	Research
	Which Mortgage?
	To view descriptions of many of the different mortgage types - click this link, or the View button on the right
	Remortgaging to Save money?
	To view a typical example of how much can be saved by remortgaging, please click this link, or the view button on the right
	Want to get a Home Owner (Secured) Loan
	To view information about home owner (secured) loans, including how to apply for one, please click this link or the View button on the right

One-to-one consultation - free telephone hotline
The big advantage with using us, and where we differ from many online finance websites, is that you are positively encouraged to phone, so that you can have a free one-to-one consultation with a professional adviser. They are there to give you impartial advice and you can rest assured that you will be under no pressure or obligation by using this free service.

Simply call us for information and advice regarding mortgages, remortgages and home owner loans... or we will call you at your convenience - just tell us when and how.

	Telephone Mortgage and Secured Loan Hotline
	Want a one-to-one free telephone consultation?
	Call us anytime, or ask an adviser to phone you, by clicking this link or the 'Call Me' telephone button on the right

Quick enquiry
If you do not have the time to carry out your own research and it is not convenient for you right now to phone, use the 'quick enquiry' route. Just click on one of the buttons below to fill out a very short e-mail form:

	Fastrack Your Enquiry
	Want to make a quick enquiry about a mortgage?
	To request a mortgage adviser fast response, click this link, or the button on the right
	Want to make a quick enquiry about a remortgage?
	To request a remortgage adviser fast response, click this link, or the button on the right
	Want to make a quick enquiry about a secured loan?
	To request a home owner loan adviser fast response, click this link, or the button on the right

Calculators

	Calculators - There are three to choose from
	Mortgage Borrowing Calculator
	Mortgages - how much can I borrow? - To use this calculator, click this link or the View button on the right
	Mortgage Repayment Calculator
	To see how much your mortgage repayments might be, please click this link or the View button on the right
	Home Owner (Secured) Loan Calculator
	To see how much repayments will be for your home owner (secured) loan, please click this link or the View button on the right

FAQs - Frequently Asked Questions

Clicking the links below, will take you to lists of questions which are often asked and we hope that the answers given will provide you with the information that you need to decide upon your loan or mortgage application.

However, we fully realise that everybody's circumstances are different and that you may have a question that is not listed. This is why, unlike many online organisations, we actively encourage you to pick up the phone and call a qualified adviser. They are there to help you reach the right decision and will try hard to answer your every query. They really do know their stuff and have helped thousands to find their mortgage. The service that they provide is both impartial and free to you and carries no obligation on your behalf.

Glossary
Please consult our comprehensive glossary for any unfamiliar terms in connection with home owner (secured) loans, or mortgage. If you cannot find the answer to any term, or are still unsure about anything, please feel free to call a secured loan adviser on 020 7072 7999 or a mortgage adviser on 020 7072 7998.