Frequently asked Questions About Mortgages and This Website

Do you select products from just a few lenders or from every lender?

A team of mortgage product specialists, constantly monitors every UK lender's mortgage products, to update the specially devised database that enables you to view the current 'Best Buys' for different mortgage types. So that you can be better informed and better able to find the mortgage that is right for you. This exclusive database is updated constantly, following the product team's analysis and comparison of all the products currently available in the UK from some 120 lenders. Click the link to see a list of lenders.

Can I get information about mortgage products not listed on the web site?

Yes. Call us and an experienced mortgage adviser will be able to help you find the best mortgage product to suit your specific requirements.

How do I apply for a mortgage?

Please see our how to apply section.

Is there any home owner loan or mortgage insurance available?
Mortgages and loans are major financial commitments and to help provide you with peace of mind, it is strongly recommended that you take advantage of the Accident, Sickness and Unemployment insurance plans available with mortgages and loans.

Do I have to send lots of confidential information over the internet?

No. You don't have to send any information over the internet if you do not wish to. At any stage please feel free to call a mortgage or loan adviser. Alternatively, fill in our call me or e-mail forms for an eligibility check and to receive application details.

Can I send my mortgage requirements to you by e-mail?

Yes that's fine. Please use our e-mail form.

How much will it cost me to apply for a mortgage from this internet site?

The information provided by this service is available entirely free of charge. When you apply for a mortgage, you should expect charges for things such as application fees, valuation reports and so on required by the Lender, which, typically, will be common to any mortgage application. These costs will be made very clear to you before you make any commitment for a loan. In certain circumstances (some adverse credit mortgages, for instance), a broker fee may be charged. Again, you will be fully informed of any such change before you commit to anything.

Can I get a written quotation?

Yes. When you phone one of our mortgage advisers, arrangements will be made to send you a full quotation which fully complies with the requirements of the Financial Services Authority (FSA).

If my mortgage requirements are non standard, can you help?

In most cases. Almost the full spectrum of mortgage products are accessed by this service, including loans for the self-employed, borrowers with County Court Judgements (CCJs) or an impaired credit record, first time buyers, council tenants purchasing property under the Right to Buy scheme and individuals buying property as an investment. Second charge mortgages and personal loans can also be arranged. Please phone us for further information.

Where can I find further information about you?

For further information, click about on the navigation bar. Alternatively e-mail us and we will send you further information or answer any specific queries you may have.

Is this website template and its content copyright?

Yes. This website design, all images and all written content is copyright with all rights reserved and vested in Britsnet Ltd. No part of this website may be copied or reproduced without the prior written agreement of Britsnet Ltd.