Pretty much one thing that experts agree on, is that despite the very recent property value explosion in the UK, purchasing a buy to let property to provide a capital gain when that property is sold, is a long term business and many industry experts would advise that the property be held for at least 5 years.

In terms of investment, experts also often say that (in the long term) the stock market will outperform property, both in terms of annual yields and long-term growth. But in times like now, given the underlying market factors and when stock markets are so volatile, with billions of pounds being wiped off the value of peoples investments, it is, perhaps, understandable why there has been a sudden surge in private buyers becoming landlords. There is definitely more than a degree of comfort in owning bricks and mortar! Indeed, more than one million people in the UK own a second home, according to the Council of Mortgage Lenders.

All you can really do is to do as much research as you can and match all shades of opinion to your own particular circumstances. Naturally, no one wants to lose their hard earned money and a mortgage is a major financial commitment. But, by any analysis, it is also true that in the past, property has done well for investors... in the long term, of course.

	Buy to Let Information	More Info
	The Market
	Several underlying market factors have combined , to...
	Location
	Plan where you buy very carefully indeed. This is critical, not just...
	Mortgage Eligibility
	Contrary to popular belief, a buy to let mortgage is not...
	Capital repayment or Interest Only?
	Most buy to let property landlords, prefer...
	Gearing - LTV
	The loan to value ratio (LTV) is of particular importance when...
	Income Tax and Capital Gains
	A buy to let property is, by its nature, ...
	Letting Agent
	The decision to appoint a letting agent can be...
	Shop Around for a Buy to Let Mortgage
	The anchorstone of a successful buy to let is the...
	Buy to Let 'Best Buys'
	To view current Buy to Let 'Best Buy' mortgages, click this link, or the button right

When considering an equity release mortgage, there are several issues that should be considered before taking the plunge and it is strongly recommended that you phone one of our mortgages advisers before deciding that this type of mortgage is the right choice for you.

For advice as to which buy to let mortgage options are the right choice for you, please click this link.