The widespread belief that having a bad credit history automatically means that you can't get a mortgage is just not true. We take the view that if you are prepared to invest in your future by buying a property with a mortgage, then it is our job to help you do just that.

Time was, trying to get a mortgage if you had a bad credit history was extremely difficult, but nowadays it can be relatively straightforward for our mortgage advisers to achieve a mortgage under these adverse credit conditions... to a great extent, it depends not only on the nature of your bad credit history, but on which lender we approach on your behalf.

We have a very good relationship with several major UK lenders that are willing to consider borrowers with a bad credit history. Clicking on one of the links below, will take you automatically to details of mortgages that could be available to you right now, given the following circumstances of your poor credit history. If you have credit card, mortgage or hire purchase arrears or CCJs of:*

	Extent of Bad Credit	Mortgages	Advice
	Less than £3,000, click here to view
	More than £3,000, but less than £6,000 click here
	More than £6,000 but less than £9,000 click here

If you prefer, you can take the opportunity right now whilst you are online, to request a mortgage adviser to contact you at your convenience regarding which mortgages you could apply for right now. Just click on the 'Advice' button above.

If the value of your adverse credit is more than £9,000, please telephone a mortgage adviser for a one-to-one consultation. This service is free and entails no obligation on your part - just use the number above, or, if it is not convenient right now for you to phone, then by clicking the Call Me button, above, you can have a mortgage adviser call you at a time that you choose..

	Bad Credit - Terms Used
	If you are uncertain of any of the terms used to describe a bad credit history, or, indeed, if you are unsure exactly what constitutes a bad credit rating, please click this link for further information
	Check Your Credit Rating
	The law entitles you to view the information that credit reference agencies hold about you. For further information, please click this link